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💳 Best Credit Cards 2026

Compare 13 credit cards by rewards, cashback, and benefits

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State Bank of India
SBI SimplyCLICK Credit Card
Visa
★ TOP PICK
Classic

SBI SimplyCLICK Credit Card

Annual Fee

₹499

Rewards

10.00X

Lounge

No

  • ✓ 10X rewards on online shopping
  • ✓ 5X on partner brands
State Bank of India
SBI ELITE Credit Card
Mastercard
★ TOP PICK
Signature

SBI ELITE Credit Card

Annual Fee

₹4,999

Rewards

5.00X

Lounge

✓ 8/yr

  • ✓ 8 complimentary lounge visits
  • ✓ 5X rewards on dining & travel
HDFC Bank
HDFC Regalia Credit Card
Mastercard
★ TOP PICK
Platinum

HDFC Regalia Credit Card

Annual Fee

₹2,500

Rewards

4.00X

Lounge

✓ 12/yr

  • ✓ 12 domestic lounge visits
  • ✓ 6 international lounge visits
HDFC Bank
HDFC Diners Club Black Credit Card
Mastercard
★ TOP PICK
Signature

HDFC Diners Club Black Credit Card

Annual Fee

₹10,000

Rewards

3.30X

Lounge

✓ 12/yr

ICICI Bank
ICICI Sapphiro Credit Card
Amex
★ TOP PICK
Signature

ICICI Sapphiro Credit Card

Annual Fee

₹5,000

Rewards

4.00X

Lounge

✓ 8/yr

Axis Bank
Axis Bank Vistara Credit Card
Visa
★ TOP PICK
Platinum

Axis Bank Vistara Credit Card

Annual Fee

₹1,500

Rewards

5.00X

Lounge

✓ 4/yr

Kotak Mahindra Bank
Kotak Royale Signature Credit Card
Visa
★ TOP PICK
Signature

Kotak Royale Signature Credit Card

Annual Fee

₹2,000

Rewards

5.00X

Lounge

✓ 6/yr

HDFC Bank
HDFC MoneyBack Credit Card
Visa
Classic

HDFC MoneyBack Credit Card

Annual Fee

₹500

Rewards

2.00X

Lounge

No

ICICI Bank
ICICI Platinum Chip Credit Card
Visa
Platinum

ICICI Platinum Chip Credit Card

Annual Fee

₹699

Rewards

2.50X

Lounge

No

Axis Bank
Axis Bank Neo Credit Card
RuPay
Classic

Axis Bank Neo Credit Card

Annual Fee

₹250

Rewards

1.50X

Lounge

No

Kotak Mahindra Bank
Kotak PVR Gold Credit Card
Mastercard
Gold

Kotak PVR Gold Credit Card

Annual Fee

₹499

Rewards

3.00X

Lounge

No

IndusInd Bank
IndusInd Platinum Aura Edge Credit Card
Visa
Platinum

IndusInd Platinum Aura Edge Credit Card

Annual Fee

₹299

Rewards

2.00X

Lounge

No

IndusInd Bank
Canara Bank Classic Credit Card
RuPay
Classic

Canara Bank Classic Credit Card

Annual Fee

FREE

Rewards

1.00X

Lounge

No