What is the minimum and maximum personal loan amount?

Personal loans typically range from ₹50,000 to ₹40 lakhs, depending on your income, credit score, and the lender.

Do personal loans have prepayment charges?

Most lenders charge a prepayment penalty of 2-5% of the outstanding amount if you repay early, though some offer zero prepayment charges.

💳 Personal Loan EMI Calculator 2026

Instantly calculate personal loan EMI. Compare rates across banks and plan your repayment schedule.

Rates range from 10.5% – 24% p.a. depending on credit score

Loan Amount

₹

₹10K₹40L

Annual Interest Rate

8%36%

Loan Tenure

6 Mo7 Yr

Monthly EMI

₹0

Total Interest

₹0

Total Payment

₹0

Principal: 0%

Interest: 0%

State Bank of India 11.15%–14.30%

HDFC Bank 10.50%–24.00%

ICICI Bank 10.80%–19.00%

Bank of America 8.99%–18.00%

Punjab National Bank 10.50%–16.00%

Bank of Baroda 10.45%–15.50%

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⚠️ For informational purposes only. Disclaimer